Proactive tax planning can quietly improve long-term outcomes
What We Do
Taxes often represent one of the largest lifetime expenses—but with careful planning, they don’t have to be. At Northern Edge, we offer income tax strategy services designed to quietly, consistently improve your financial outcomes.
Our team works alongside you—and when needed, your CPA—to uncover opportunities to reduce tax liabilities across every stage of life.
Whether you’re earning, investing, or drawing down retirement income, we help make your strategy as tax-efficient as possible without overcomplicating your financial life.
Our Tax Planning Process
We guide you through a transparent, step-by-step planning process:
Initial Consultation
We learn about your income, investments, and any unique tax concerns or goals.
Data Gathering
We work with you (and your CPA if needed) to collect relevant tax returns, account statements, and financial documents.
Strategy Development
We analyze your current tax exposure and identify planning opportunities—such as Roth conversions, tax-loss harvesting, charitable giving vehicles, or income smoothing.
Implementation
Once you approve your plan, we help you put it into action—clearly explaining each step along the way.
Ongoing Monitoring
Tax laws and your financial life evolve. We review your plan regularly to ensure your strategy stays aligned and efficient.
What You Can Expect
When tax strategy is integrated into your broader financial plan, the impact compounds over time. Clients often experience:
Increased after-tax income and savings
More efficient investment and retirement withdrawal strategies
Reduced surprise tax bills and better year-round clarity
Confidence that their financial plan is optimized—not just compliant
Stronger alignment between wealth building and long-term giving or legacy goals
Questions?
Do you prepare tax returns?
No—we’re not tax preparers. We specialize in proactive tax planning and can coordinate with your CPA or accountant to ensure everything is aligned.
No—we’re not tax preparers. We specialize in proactive tax planning and can coordinate with your CPA or accountant to ensure everything is aligned.
What tax strategies do you typically recommend?
Common strategies include Roth conversions, tax-loss harvesting, tax-efficient drawdown strategies, charitable giving (like donor-advised funds), and asset location planning.
Common strategies include Roth conversions, tax-loss harvesting, tax-efficient drawdown strategies, charitable giving (like donor-advised funds), and asset location planning.
How does tax planning fit into my overall financial plan?
It’s deeply integrated. Every financial decision—from investments to withdrawals—has a tax impact. We ensure those decisions work together to support your goals.
It’s deeply integrated. Every financial decision—from investments to withdrawals—has a tax impact. We ensure those decisions work together to support your goals.
Is tax strategy only for the wealthy?
Not at all. Even moderate-income households can benefit from strategic tax planning—especially during retirement, when income sources shift.
Not at all. Even moderate-income households can benefit from strategic tax planning—especially during retirement, when income sources shift.
